When two vehicles heading in opposite directions strike each other in the front, a front-end vehicle collision occurs. These crashes often happen while drivers travel at high speeds, making them extremely hazardous.
Front-end collisions, also called head-on crashes, are among the most severe and could often result in fatalities. Schedule a meeting with a dedicated vehicle collision attorney at Gideon Asen if you or a loved one were in a wreck. Our lawyers are experienced with front-end car accidents in Bangor.
Causes of Head-On Vehicle Collisions
Front-end vehicle collisions in Bangor can occur for many reasons, and some of the most common causes include:
Driving With Distractions
Driving with distractions, such as using a smartphone while operating vehicles, has been among the most common causes of crashes in recent years. An investigation could prove the negligent motorist used their cell phone for voice communication or texting when the accident occurred.
Intoxicated driving is another significant cause of severe and deadly collisions countrywide. Evidence of motorist impairment could help establish liability to recover damages from the at-fault driver.
Speeding or reckless driving is also a primary cause of front-end vehicle collisions. Speeding is hazardous as it increases the risk of losing control of the car and crossing the yellow line into the path of oncoming traffic.
Recoverable damages for front-end car crash cases include economic and noneconomic damages. Head-on car collisions in Bangor often result in severe injuries and property damage, so the compensation amount can be substantial.
Economic damages cover the tangible losses a person faces due to vehicle collisions caused by driver negligence. Some examples include:
- Lost salary, benefits, and earning capacity
- Medical devices, equipment, and prescriptions
- Medical expenses, including the cost of current and future care
- Transportation costs for doctors and other health-related appointments
The injured person could verify these losses with medical bills, other documentation, or expert testimony.
Noneconomic damages cover personal losses that are not as easy to verify, and examples include the following:
- Pain and suffering
- Loss of consortium
- Loss of the enjoyment of life
- Emotional trauma and distress
A knowledgeable attorney skilled with front-end car crashes in Bangor can help collect the evidence necessary to establish total damages and losses.
Minimum Liability Insurance Requirements
Maine follows an at-fault auto insurance rule, which means that the driver responsible for causing the crash must cover the damages with their insurance policy. All motorists operating vehicles in the state must carry the minimum legal liability insurance requirement.
According to the regulations from the Maine Bureau of Insurance, drivers in the state must have the following minimum amounts of liability auto insurance:
- $50,000 minimum of coverage for each person per accident
- $100,000 of minimum coverage per accident for bodily injuries
- At least $25,000 for vehicle and other property damage caused in accidents
- A minimum of $2,000 for medical cost coverage for an individual and for each passenger
- A minimum of $50,000 per person with $100,000 per accident for uninsured motorist (UM) coverage
A combined single limit of $125,000 plus medical payments and UM coverage will also satisfy the minimum requirements. An attorney seasoned in Bangor front-end car crashes could handle the insurance company communication to ensure the injured party collects a fair payout for damages.
Call a Knowledgeable Attorney About Bangor Front-End Car Accidents
Head-on vehicle collisions are often severe. If a driver’s negligence caused an avoidable collision, you have the right to pursue damages from the reckless party.
A hard-working lawyer at Gideon Asen who is knowledgeable about front-end car accidents in Bangor could investigate and help gather the evidence to establish fault. Call today to schedule an appointment to review your case and options.