Using rideshare services, also called transportation networks, such as Uber or Lyft, is a common form of transportation in recent years. While ridesharing is affordable and convenient, car crashes involving the drivers are complicated.
Depending on the circumstances, either the driver’s personal auto insurance company or the rideshare company’s policy may cover the damages from the crash. A lawyer experienced with Uber/Lyft/rideshare accidents in Bangor could help navigate the process and ensure you collect a fair settlement.
What Causes Rideshare Accidents?
Rideshare driver vehicle collisions happen for many of the same reasons that other motorists get in accidents, and some of the most common include:
- Aggressive and reckless maneuvers, such as traveling at high speeds, tailgating, and weaving in and out of traffic
- Defective auto parts, such as tires or brake systems
- Failing to adhere to traffic signs and safety regulations
- Poor weather causing the roads to be slick and hazardous
An attorney skilled with Uber/Lyft/Rideshare crashes in Bangor could investigate and gather the documentation and evidence needed to prove fault.
The Transportation Network Company Insurance Act
Under Maine legislation, auto insurance providers have the right to exclude coverage for damages from crashes while motorists are working as rideshare drivers. Instead of the rideshare drivers using their policy after accidents, the transportation network company must cover the damages in specific circumstances. According to the Transportation Network Company Insurance Act, found in Maine Revised Statutes Title 24-A, § 7301, liability for insurance coverage is as follows:
- If the rideshare driver has the application turned on but has not accepted a new ride and gets in a collision, the transportation network company insurance provider pays $50,000 for personal injuries and property damage and up to $100,000 per accident
- When the Lyft driver has accepted, driving to, or carrying paying passengers, they have $1 million in coverage provided by the rideshare company
- When the transportation network company’s application is turned off, the motorist’s personal auto insurance policy covers damages for crashes when they are at fault
The transportation network companies must notify drivers in writing of how the insurance coverage works after collisions. A lawyer knowledgeable about Bangor Lyft/Uber/Rideshare crashes could answer questions about the statutes and help determine liability.
Recoverable Damages
Damages usually fall within two groups for out-of-pocket and non-monetary losses and may include:
- Current and future health care expenses, including emergency room, hospital stays, surgeries and medical procedures, and any medical care costs related to the cause of action
- Medical care transportation, home renovations, prescriptions, and medical devices or equipment
- Lost salary and benefits while the plaintiff is unable to work because of the injuries
- Emotional distress and trauma, such as anxiety or post-traumatic stress disorders
- Inconvenience and loss of the enjoyment of life
- Pain and suffering
The civil claim must establish the plaintiff’s total losses to recover the total cost of damages successfully.
Schedule a Consultation With a Skilled Attorney About Bangor Uber/Lyft/Rideshare Accidents
Many use rideshare companies like Lyft and Uber for transportation regularly or occasionally. While the companies provide reliable and low-cost transportation, accidents, either as a passenger or third-party driver, can be a nightmare. Determining liability and who will pay the damages is complex.
Therefore, many choose to reach out for help from a hard-working lawyer with experience handling Uber/Lyft/rideshare accidents in Bangor. Call today to schedule a consultation to review your case and legal options.
